Terms & Conditions
These terms and conditions outline the rules and regulations for the use of websites, mobile site, mobile applications and any other portals owned, operated, branded or made available by Identity Limited from time to time including but not limited to https://swishtt.com (hereafter referred to as “the Site”). This document and other documents listed herein constitutes a legally binding agreement between the user of the Site and Identity Limited.
1. APPLICATION AND ACCEPTANCE OF THE TERMS
1.2 You may not access or use the services or the Site and may not accept the Terms if you are not of legal age to form a binding contract with Identity Limited and/ or unable to contract in accordance with the laws of the Republic of Trinidad and Tobago. By accessing the Site, you confirm that you are of legal age, have the capacity to form a binding contract with Identity Limited and understand and accept the Terms.
1.3 Identity Limited may amend any Terms at any time by posting the relevant amended and restated Terms on the Site. By continuing to access or use the Site, you agree that the amended and restated Terms will apply to you.
1.4 You may be required to enter into separate agreement(s), whether online or offline, with Identity Limited or our affiliate for any service (or features within the services) (each an “Additional Agreement”). If there is any conflict or inconsistency between the Terms and an Additional Agreement, the Additional Agreement shall take precedence over the Terms only in relation to that service (or feature within the service) concerned.
1.5 The Terms may not otherwise be modified except in writing by an authorized officer of Identity Limited.
2. PROVISION OF SERVICES
2.1 You must register as a member on the Site in order to access and use some services. Further, Identity Limited reserves the right, without prior notice, to restrict access to or use of certain services (or any features within the services) to paying users, or subject to other conditions that Identity Limited may impose in our discretion.
2.2 Identity Limited may in its sole discretion limit, deny or create different levels of access to and use of any services (or any features within the services) with respect to different users.
2.3 Identity Limited may launch, change, upgrade, impose conditions to, suspend, or stop any services (or any features within the services) without prior notice except that in case of a fee-based service, such changes will not substantially adversely affect the ability of such paying users to enjoy that service.
2.5 Some services (or part thereof) may be provided by affiliates of Identity Limited.
2.6 Promotion Services may be provided by Identity Limited pursuant to the terms hereunder such as Top Ranking and Sponsored Listing; services that benefit, promote, support, whether directly or indirectly, the business of user, the user’s brand, product, store, logo, trademark, service mark and any such other services as may be announced by Identity Limited from time to time. Identity Limited shall be entitled to, at its sole discretion to determine whether the Promotion Services or any part thereof will be available to you.
3. USERS GENERALLY
3.1 As a condition of your access to and use of the Site or services, you agree that you will comply with all applicable laws and regulations when accessing or using the Site or services.
3.2 You agree that (a) you will not copy, reproduce, download, re-publish, sell, distribute or resell any services or any information, text, images, graphics, video clips, sound directories, file, databases or listing available on or through the Site (the “Site Content”), and (b) you will not copy, reproduce, download, compile or otherwise use any Site Content for the purposes of operating a business that competes with SwishTT or Identity Limited, or otherwise commercially exploiting the Site Content. Systematic retrieval of Site Content from the Site to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through through robots, spiders, automatic devices or manual processes) without written permission from Identity Limited is prohibited. Use of any content or materials on the Site for any purpose not expressly permitted in the terms is prohibited.
3.4 Identity Limited and/ or SwishTT may allow Users to access content, products or services offered by third parties through hyperlinks (in the form of word link, banners, channels or otherwise), API or otherwise to such third parties’ websites. You are cautioned to read such websites’ terms and conditions and/or privacy policies before using the Site. You acknowledge that Identity Limited and/or SwishTT do not have control over such third parties’ websites, does not monitor such websites, and shall not be responsible or liable to anyone for such websites, or any content, products or services made available on or through such websites.
3.4 You agree not to undertake any action to: (a) undermine the integrity of the computer systems or networks of Identity Limited and/or any other user nor to gain unauthorized access to such computer systems or networks; (b) undermine the integrity of SwishTT’s feedback system, such as leaving positive feedback for yourself using secondary Member IDs or through third parties or by leaving unsubstantiated negative feedback for another User.
3.5 By posting or displaying any logos, trademarks, service marks, brands, description/information in the product listings, and any other information, content or material on the Site (any of such information, content or material, collectively referred to as “User Content”) or providing any User Content to Identity Limited, SwishTT and/or its affiliates and their respective representative(s), and to the extent permitted under applicable laws, you grant an irrevocable, perpetual, worldwide, royalty-free, and sub-licensable (through multiple tiers) license to Identity Limited, SwishTT and/or its affiliates and their respective representative(s) to display, transmit, distribute, reproduce, publish, duplicate, adapt, modify, edit, translate, create derivative works using the User Content, remove any part of it (including, without limitation, the watermark or mark the User Content bears), and otherwise use any or all of the User Content in any form, media, or technology now known or not currently known in any manner, on the Site, and/or Third Party Channels and for any purpose which may be beneficial, whether directly or indirectly, to Identity Limited and/or SwishTT, the operation of the Site, the provision of any services and Promotion Services and/or the business of the user. You confirm and warrant to Identity Limited, and SwishTT that you have all the rights, power and authority necessary to grant the above license and the User Content and use of such User Content (including derivative works) by Identity Limited and, SwishTT and/or its affiliates under such license is free from any infringement or violation of any Third-Party Rights. To the maximum extent permitted by law, you waive your right to enforce your Intellectual Property Rights in the User Content against Identity Limited and/or SwishTT and/or its affiliates, assignees or sub-licensees in connection with use of such User Content in connection with the services. Information that is protected under data protection laws will only be used and kept in compliance with those laws.
4. MEMBER ACCOUNTS
4.1 Users must be registered on the Site to access or use some services (a registered User is also referred to as a “Member” below). Except with Identity Limited’s approval, one User may only register one member account on the Site. SwishTT and/ or Identity Limited may cancel or terminate a User’s member account if Identity Limited has reasons to suspect that the user has concurrently registered or is in control of two or more member accounts. Further, Identity Limited reserves the right to reject a User’s application for registration for any reason.
4.2 Upon registration on the Site, Identity Limited shall assign an account and issue a member ID and password (the latter shall be chosen by a registered user during registration) to each registered user. An account may have a web-based email account with limited storage space for the Member to send or receive emails.
4.3 It is acknowledged and accepted that your Member ID and password is unique to a single account. Each Member shall be solely responsible for maintaining the confidentiality and security of your Member ID and password and for all use of and activities that occur under your account (whether such use or activities are authorized or not). No Member may share, assign, or permit the use of your Member account, ID or password by another person, even to other individuals within the Member’s own business entity (where applicable). Member agrees to notify SwishTT immediately if you become aware of any unauthorized use of your password or your account or any other breach of security of your account.
4.4 Member agrees that all use of the Site and services, and all activities that occur under your account (including without limitation, posting any company or product information, clicking to accept any Additional Agreements or rules, subscribing to or making any payment for any services, sending emails using the email account or sending SMS) will be deemed to have been authorized by the Member.
4.5 Member acknowledges that sharing of your account with other persons or allowing multiple users outside of your business entity to use your account (collectively, “multiple use”), may cause irreparable harm to Identity Limited and/ or SwishTT or other users of the Site. Member shall indemnify Identity Limited, our affiliates, directors, employees, agents and representatives against any loss or damages (including but not limited to loss of profits) suffered as a result of the multiple use of your account. Member also agrees that in case of the multiple use of your account or Member’s failure to maintain the security of your account, Identity Limited and SwishTT shall not be liable for any loss or damages arising from such a breach and shall have the right to suspend or terminate Member’s account without liability to the Member.
5. MEMBER’S RESPONSIBILITIES
5.1 Each Member represents, warrants and agrees that (a) you have full power and authority to accept the Terms, to grant the license and authorization and to perform the obligations hereunder; (b) your access and use the Site and services will be for business purposes only; and (c) for Members who are business entities, the address you provide when registering is the principal place of business of your business entity. For purposes of this provision, a branch or liaison office will not be considered a separate entity and your principal place of business will be deemed to be that of your head office.
5.2 Member will be required to provide information or material about your entity, business or products/services as part of the registration process on the Site for your access to and use of any service or the member account. Each Member represents, warrants and agrees that (a) such information and material whether submitted during the registration process or thereafter throughout the continuation of the use of the Site or service is true, accurate, current and complete, and (b) you will maintain and promptly amend all information and material to keep it true, accurate, current and complete.
5.4 Each Member represents, warrants and agrees that (a) you shall be solely responsible for obtaining all necessary third party licenses and permissions regarding any User Content that you submit, post or display; (b) any User Content that you submit, post or display does not infringe or violate any of the copyright, patent, trademark, trade name, trade secrets or any other personal or proprietary rights of any third party (“Third Party Rights”); and (c) you have the right and authority to sell, trade, distribute or export or offer to sell, trade, distribute or export the products or services described in the User Content and such sale, trade, distribution or export or offer does not violate any Third Party Right; and (d) neither the Member nor any of its related persons, have been banned or removed from any major e-commerce platforms, or otherwise implicated in selling counterfeit or pirated products online.
5.5 Each Member further represents, warrants and agrees that the User Content that you submit, post or display shall:
a) be true, accurate, complete and lawful;
b) not be false, misleading or deceptive;
c) not contain information that is defamatory, libelous, threatening or harassing, obscene, objectionable, offensive, sexually explicit or harmful to minors;
d) not contain information that is discriminatory or promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
e) not violate the Product Listing Policy, other Terms or any applicable Additional Agreements;
f) not violate any applicable laws and regulations (including without limitation those governing export control, consumer protection, unfair competition, price gouging or false advertising) or promote any activities which may violate any applicable laws and regulations;
g) not contain any link directly or indirectly to any other websites which includes any content that may violate the Terms.
5.6 Each Member further represents, warrants and agrees that you shall/are:
a) carry on your activities on the Site in compliance with any applicable laws and regulations;
b) conduct your business transactions with other users of the Site in good faith;
c) carry on your activities in accordance with the Terms and any applicable Additional Agreements;
d) not use the services or Site to defraud any person or entity (including without limitation sale of stolen items, use of stolen credit/debit cards);
e) not impersonate any person or entity, misrepresent yourself or your affiliation with any person or entity;
f) not engage in spamming or phishing;
g) not engage in any other unlawful activities (including without limitation those which would constitute a criminal offence, give rise to civil liability, etc) or encourage or abet any unlawful activities;
h) not involve attempts to copy, reproduce, exploit or expropriate Identity Limited and/ or SwishTT’s various proprietary directories, databases and listings;
i) not involve any computer viruses or other destructive devices and codes that have the effect of damaging, interfering with, intercepting or expropriating any software or hardware system, data or personal information;
j) not involve any scheme to undermine the integrity of the data, systems or networks used by Identity Limited and/or any user of the Site or gain unauthorized access to such data, systems or networks;
k) not, and your director(s), officer(s), controlling party/ies, affiliates and legal jurisdiction in which any of the foregoing persons or entities is organized or has operations are not, persons or entities that are subject to any economic or fraud sanctions of any governmental, international or regulatory entities; and
l) not engage in any activities that would otherwise create any liability for SwishTT and/or Identity Limited or our affiliates.
5.7 Member may not use the Site, services or member account to engage in activities which are identical or similar to SwishTT and/or Identity Limited’s business.
5.8 If Member provides a business referee, Member represents, warrants and agrees that you have obtained all necessary consents, approvals and waivers from such referee to (a) act as your business referee; (b) post and publish their contact details and information, reference letters and comments on their behalf; and (c) that third parties may contact such business referees to support claims or statements made about you. You further warrant and agree that all reference letters and comments are true and accurate and third parties may contact the business referees without the need to obtain your consent.
5.9 Member agrees to provide all necessary information, materials and approval, and render all reasonable assistance and cooperation necessary for Identity Limited’s provision of the services, evaluating whether Member has breached the Terms and/or handling any complaint against the Member. If Member’s failure to do so results in delay in, or suspension or termination of, the provision of any service, Identity Limited shall not be obliged to extend the relevant service period nor be liable for any loss or damages arising out of or in connection with such delay, suspension or termination.
5.10 Member acknowledges and agrees that Identity Limited reserves the right to but shall not be required to actively monitor or exercise any editorial control whatsoever over the content of any message or material or information (including User Content) created, obtained or accessible through the services or Site. Identity Limited does not endorse, verify or otherwise certify the contents of any comments or other material or information (including User Content) created, submitted, posted, displayed or otherwise made by any Member. Each Member is solely responsible for the contents of their communications and may be held legally liable or accountable for the content of their comments or other material or information.
6. BREACHES BY MEMBERS
6.1 Identity Limited reserves the right in our sole discretion to remove, modify or reject any user Content (in whole or in part) that you submit to, post or display on the Site which we reasonably believe (i) violates any applicable laws and regulations, (ii) violates the Terms hereunder, (iii) could subject Identity Limited or our affiliates to liability, (iv) infringes any Third Party Rights, (v) could harm the interests of our Members, third party or Identity Limited or our affiliates, or (vi) is otherwise found inappropriate in Identity Limited and/or SwishTT’s sole discretion.
6.2 If any Member breaches any Terms, or if SwishTT or Identity Limited has reasonable grounds to believe that a Member is in breach of any Terms, Identity Limited shall have the right to take such disciplinary actions as it deems appropriate, including without limitation: (i) suspending or terminating the Member’s account and any and all accounts determined to be related to such account by Identity Limited in its sole discretion without liability for any losses or damages arising out of or in connection with such suspension or termination; (ii) restricting, downgrading, suspending or terminating the subscription of, access to, or current or future use of any Service; (iii) removing any product listings or other User Content that the Member has submitted, posted or displayed, or imposing restrictions on the number of product listings or User Content that the Member may post or display; (iv) imposing other restrictions on the Member’s use of any features or functions of any Service as Identity Limited may consider appropriate in its sole discretion; and (v) any other corrective actions, discipline or penalties as Identity Limited may deem necessary or appropriate in its sole discretion.
6.3 Without limiting the generality of the provisions of the Terms, a Member would be considered as being in breach of the Terms in any of the following circumstances:
a) upon complaint or claim from any third party, Identity Limited has reasonable grounds to believe that such Member has willfully or materially failed to perform your contract with such third party including without limitation where a Member who supplies products or services using the Site and services has failed to deliver any items ordered by such third party after receipt of the purchase price, or where the items such Member has delivered materially fail to meet the terms and descriptions outlined in your contract with such third party,
b) Identity Limited has reasonable grounds to suspect that such Member has used a stolen credit card or other false or misleading information in any transaction with a counter party,
c) Identity Limited has reasonable grounds to suspect that any information provided by the Member is not current or complete or is untrue, inaccurate, or misleading, or
d) Identity Limited believes that the Member’s actions may cause financial loss or legal liability to Identity Limited and/or SwishTT or our affiliates or any other Users.
6.4 Identity Limited reserves the right to cooperate fully with governmental or regulatory authorities, law enforcement bodies, private investigators and/or injured third parties in the investigation of any suspected criminal or civil wrongdoing. Further, to the extent permitted by applicable laws and policies, Identity Limited may disclose the Member’s identity, contact information and/or information regarding the Member’s account(s), transactions or activities carried out on or via the Site, if requested by a government, regulatory or law enforcement body or an injured third party, or as a result of a subpoena or other legal action. Identity Limited shall not be liable for damages or results arising from such disclosure, and Member agrees not to bring any action or claim against Identity Limited for such disclosure.
6.5 Identity Limited may, at any time and in our reasonable discretion, impose limitations on, suspend or terminate the Member’s use of any service or the Site without being liable to the Member if Identity Limited has received notice that the Member is in breach of any agreement or undertaking with any affiliate of Identity Limited.
6.6 Each Member agrees to indemnify Identity Limited, our affiliates, directors, employees, agents and representatives and to hold them harmless, from any and all damages, losses, claims and liabilities (including legal costs on a full indemnity basis) which may arise from your submission, posting or display of any User Content, from your access to or use of the Site or services, or from your breach of the Terms or any Additional Agreements.
6.7 Each Member further agrees that Identity Limited is not responsible and shall have no liability to you or anyone else for any User Content or other material transmitted through the Site or services, including fraudulent, untrue, misleading, inaccurate, defamatory, offensive or illicit material and that the risk of damage from such User Content or other material rests entirely with the Member. Identity Limited reserves the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by the Member, in which event the Member shall cooperate with Identity Limited in asserting any available defences.
7. TRANSACTIONS BETWEEN BUYERS AND SELLERS
7.1 Through the Site, Identity Limited provides electronic web-based platforms for exchanging information between buyers and sellers of products and services. Identity Limited additionally provides electronic web-based transaction platforms for Members to place, accept, conclude, manage and fulfill orders for the provision of products and services online within the Site subject to the terms of the Product Listing Policy or such other terms and conditions as may be imposed from to time by Identity Limited. However, for any services, Identity Limited does not represent either the seller or the buyer in specific transactions. Identity Limited does not control and is not liable or responsible for the quality, safety, lawfulness or availability of the products or services offered for sale on the Site, the ability of the sellers to complete a sale or the ability of buyers to complete a purchase.
7.2 Users are hereby made aware that there may be risks of dealing with people acting under false pretences. Identity Limited uses several techniques to verify the accuracy of certain information our paying users provide us when they register for a paying membership service on the Site. However, because user verification on the Internet is difficult, Identity Limited cannot and does not confirm each User’s purported identity (including, without limitation, paying Members). We encourage you to use various means, as well as common sense, to evaluate with whom you are dealing.
7.3 Buyers and sellers accessing or using the Site or services shall assume the risks of conducting any purchase and sale transactions in connection with or through the Site or services. Buyer and sellers accessing or using the Site or services shall also fully assume all risks of liability or harm of any kind arising out of or in connection with any subsequent activity relating to the products or services that are the subject of the transactions on the Site. Examples of such risks shall include, but are not limited to, misrepresentation of products and services, fraudulent schemes, unsatisfactory product quality, failure to meet specifications, defective or dangerous products, unlawful products, delay or default in delivery or payment, cost mis-calculations, breach of warranty, breach of contract, transportation accidents, the risk that the manufacture, importation, export, distribution, offer, display, purchase, sale and/or use of products or services offered or displayed on the Site may violate or may be asserted to violate Third Party Rights, and the risk that users may incur costs of defence or other costs in connection with third parties’ assertion of Third Party Rights, or in connection with any claims by any party that they are entitled to defence or indemnification in relation to the assertion of rights, demands or claims by claimants of Third Party Rights. Examples of such risks also include the risk of claims from consumers, other purchasers, end-users of products or other third parties that they have suffered injuries or harm from their use of the products obtained through the Site or services. All of the foregoing risks are referred to as “Transaction Risks”. Identity Limited is not liable or responsible for any damages, claims, liabilities, costs, harm, inconveniences, business disruptions or expenditures of any kind that may arise a result of or in connection with any Transaction Risks.
7.4 Buyers and sellers on the Site are responsible for abiding by these stated terms and conditions of the transactions conducted on, through or as a result of use of the Site or Services, including, without limitation, terms regarding payment, returns, warranties, insurance, fees, taxes, title, licenses, fines, permits, handling, transportation and storage, subject to any additional obligations imposed under the Product Listing Policy.
7.5 User agrees to provide all information and materials as may be reasonably required by Identity Limited in connection with your transactions conducted on, through or as a result of use of the Site or services. Identity Limited has the right to suspend or terminate any user’s account if the user fails to provide the required information and materials without liability for any losses or damages arising out of or in connection with such suspension or termination.
7.6 In the event that any user has a dispute with any party to a transaction, such user agrees to release and indemnify Identity Limited (and our agents, affiliates, directors, officers and employees) from all claims, demands, actions, proceedings, costs, expenses and damages (including without limitation any actual, special, incidental or consequential damages) arising out of or in connection with such dispute or the transaction.
8. LIMITATION OF LIABILITY
8.1 To the maximum extent permitted by law, the services provided by Identity limited on or through the site are provided “as is”, “as available” and “with all faults”, and Identity Limited hereby expressly disclaims any and all warranties, express or implied, including but not limited to, any warranties of condition, quality, durability, performance, accuracy, reliability, merchantability or fitness for a particular purpose. All such warranties, representations, conditions, and undertakings are hereby excluded.
8.2 To the maximum extent permitted by law, Identity Limited makes no representations or warranties about the validity, accuracy, correctness, reliability, quality, stability, completeness or currentness of any information provided on or through the site. Identity Limited and/ or SwishTT does not represent or warrant that the manufacture, importation, export, distribution, offer, display, purchase, sale and/or use of products or services offered or displayed on the site does not violate any third party rights; and Identity Limited makes no representations or warranties of any kind concerning any product or service offered or displayed on the site.
8.3 Any material downloaded or otherwise obtained through the Site or services is done at each user’s sole discretion and risk and each user is solely responsible for any damage to its own or to Identity Limited’s computer system(s) or any loss of data that may result from the download of any such material. No advice or information, whether oral or written, obtained by any user from Identity Limited or through or from the Site shall create any warranty not expressly stated herein.
8.4 The Site may make available to user services or products provided by independent third parties. No warranty or representation is made with regard to such services or products. In no event shall Identity Limited or our affiliates be held liable for any such services or products.
8.5 Each user hereby agrees to indemnify and hold Identity Limited, our affiliates, directors, officers and employees harmless, from any and all losses, claims, liabilities (including legal costs on a full indemnity basis) which may arise from such user’s access to or use of the Site or services (including but not limited to the submission, posting or display of such user’s information and User Content on the Site or Third Party Channels under Promotion Services) or from your breach of any of the representations, warranties hereunder and the terms and conditions of the Terms. Each user hereby further agrees to indemnify and hold Identity Limited, our affiliates, directors, officers and employees harmless, from any and all losses, damages, claims, liabilities (including legal costs on a full indemnity basis) which may arise from User’s breach of any representations and warranties made by User to Identity Limited.
8.6 Each user hereby further agrees to indemnify and save Identity Limited, our affiliates, directors, officers and employees harmless, from any and all losses, damages, claims, liabilities (including legal costs on a full indemnity basis) which may arise, directly or indirectly, as a result of any claims asserted by Third Party Rights claimants or other third parties relating to the User Content, information and/or products offered or displayed on the Site. Each user hereby further agrees that Identity Limited is not responsible and shall have no liability to you, for any material posted by others, including defamatory, offensive or illicit material and that the risk of damages from such material rests entirely with each user. Identity Limited reserves the right, at our own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with Identity Limited in asserting any available defences.
8.7 Identity Limited shall not be liable for any special, direct, indirect, punitive, incidental or consequential damages or any damages whatsoever (including but not limited to damages for loss of profits or savings, business interruption, loss of information), whether in contract, negligence, tort, equity or otherwise or any other damages resulting from any of the following:
a) the use or the inability to use the Site or services;
b) any defect in goods, samples, data, information or services purchased or obtained from a User or any other third party through the Site or services;
c) violation of Third Party Rights or claims or demands that the user’s manufacture, importation, exportation, distribution, offer, display, purchase, sale and/or use of products or services offered or displayed on the Site or through the services may violate or may be asserted to violate Third Party Rights; or claims by any party that they are entitled to defence or indemnification in relation to assertions of rights, demands or claims by Third Party Rights claimants;
d) unauthorized access by third parties to data or private information of any user;
e) statements or conduct of any user of the Site or services; or;
f) any matters relating to the Site or services, however arising, including negligence.
8.8 Notwithstanding any of the foregoing provisions, the aggregate liability of Identity Limited our employees, agents, affiliates, representatives or anyone acting on our behalf with respect to each User for all claims arising from the access to or use of the Site or services during any calendar year shall be limited to the greater of (a) the amount of fees the user has paid to Identity Limited in exchange for the access to or use of the Site or services during the calendar year and (b) the maximum amount permitted under the applicable law. The preceding sentence shall not preclude the requirement by the user to prove actual damages. All claims arising from the use of the Site or services must be filed within one (1) year from the date the cause of action arose or such longer period as prescribed under the applicable law governing the Terms.
8.9 The limitations and exclusions of liability to you under the Terms shall apply to the maximum extent permitted by law and shall apply whether or not Identity Limited has been advised of or should have been aware of the possibility of any such losses arising.
9. FORCE MAJEURE
9.1 Identity Limited shall not be liable for or required to pay compensation of any nature whatsoever for any loss arising from the unavailability, inconvenience or failures of the services or systems due to the following reasons: (i) system shut-down for maintenance; (ii) inability to transmit data due to failures in communications terminals or telecommunications equipment; (iii) systems failure and inability to perform its functions) due to force majeure events including but not limited to typhoons, earthquakes, tsunamis, floods, power failure, fires, storms, war, political unrest, labour strikes, shortage of labour or materials, riots, insurrections, civil disturbances, terrorist attack, explosions, acts of God, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties; or (iv) suspension or delay of services or systems failure due to reasons beyond the reasonable control of Identity Limited such as hacker or cyber attacks, technical adjustments or failure of the telecommunications department, website upgrades, third party problems or any suspension or disruption of transportation or business operation (including but not limited to delays or disruption of the resumption of work or operation ordered by any government agency) in the event of a national or regional spread of epidemic or pandemic.
10. INTELLECTUAL PROPERTY RIGHTS
10.1 Identity Limited is the sole owner or lawful licensee of all the rights and interests in the Site and the Site Content. The Site and Site Content embody trade secrets and other intellectual property rights protected under worldwide copyright and other laws. All title, ownership and intellectual property rights in the Site and Site Content shall remain with Identity Limited, our affiliates or licensors, as the case may be. All rights not otherwise claimed under the Terms or by Identity Limited are hereby reserved.
10.2 “ Identity Limited ” “Swishtt.com” and related icons and logos are trademarks or trademarks or service marks of Identity Limited .The unauthorized copying, modification, use or publication of these marks is strictly prohibited.
10.3 To the largest extent permissible under applicable law, all rights, title and interest to all derivative work created by Identity Limited and/or its affiliates using User Content pursuant to the Terms shall belong to Identity Limited which may be freely assignable, licensable or grantable by Identity Limited to any third party or its affiliates.
11.1 All legal notices or demands to or upon Identity Limited shall be made in writing and sent to Identity Limited personally, by courier or certified mail to the following entity and address: 50 Gordon Street, Port of Spain, Trinidad and Tobago. The notices shall be effective when they are received by Identity Limited in any of the above-mentioned manner.
11.2 All legal notices or demands to or upon a user shall be effective if either delivered personally, sent by courier, certified mail, by facsimile or email to the last-known correspondence, fax or email address provided by the user to Identity Limited , or by posting such notice or demand on an area of the Site that is publicly accessible without a charge. Notice to a user shall be deemed to be received by such User if and when:
a) Identity Limited is able to demonstrate that communication, whether in physical or electronic form, has been sent to such User, or
b) immediately upon Identity Limited posting such notice on an area of the Site that is publicly accessible without charge.
11.3 You agree that all agreements, notices, demands, disclosures and other communications that Identity Limited sends to you electronically will satisfy any legal requirement that such communication should be in writing.
12. GENERAL PROVISIONS
12.1 Subject to any Additional Agreements, the Terms constitute the entire agreement between you and Identity Limited with respect to and govern your use of the Site and services, superseding any prior written or oral agreements in relation to the same subject matter herein.
12.2 Identity Limited and you are independent contractors, and no agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by the Terms.
12.3 If any provision of the Terms is held to be invalid or unenforceable, such provision shall be deleted and the remaining provisions shall remain valid and be enforced.
12.4 Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such clause.
12.5 Identity Limited’s failure to enforce any right or failure to act with respect to any breach by you under the Terms will not constitute a waiver of that right nor a waiver of Identity Limited’s right to act with respect to subsequent or similar breaches.
12.6 Identity Limited shall have the right to assign the Terms (including all of our rights, titles, benefits, interests, and obligations and duties in the Terms to any person or entity (including any affiliates of Identity Limited ). You may not assign, in whole or part, the Terms to any person or entity.
12.7 This agreement shall be governed by the laws of the Republic of Trinidad and Tobago.